But the employees seem nice and sincere on the phone. I was pre-approved but received an email asking me to send SS card, drivers license or state id and bank statement or utility bill.
View All Card Details. All reviews are prepared by CreditCards. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information. You likely think little about the labyrinthine system of payments and reimbursements that go into buying that Starbucks latte you grab every morning.
See that little Visa logo on the front of your credit card? With it comes a contract that protects you every time you use the card. Depending on the benefits tier you have on your Visa card, you can enjoy everything from an auto rental collision damage waiver to various travel insurance offers and extended warranties. Whichever card you end up picking, there are a number of things you need to know.
Here, we look at:. Whether you are trying to figure out which card network offers the best benefits or you want to know what to look for when picking out a Visa card, we can help. Not everyone is goong to have glowing experiences with a credit card issuer for any number of reasons. Yes 2 No 0. Legacy Visa - They helped me rebuild my credit Apr Despite negative reviews my experience with them has been good they helped me rebuild my credit i havent had any problems with them they increased my credit line after a year.
My advice is if u dont wanna pay high intetest then pay your bill in full if u dont wanna pay Gave them the pk but acvount has a negative balance already. Yes 9 No 0. My elderly mother that's on a fixed income got a card from these people.
She was paying non it regularly but things has gotten a little tight for her. She called them and asked them to cut the card off and she will make monthly payments. Well she has been doing that and Yes 1 No 0. I have had the privilege of having an Legacy Visa and the company has been nothing but nice to me even waving some of my late fees.
They did not have to do that and I have read so many bad complaints but actually it is a good card to start your credit fresh and you Yes 6 No 2. I liked Pretty good company so far. Legacy Visa - Dead end card Jul 24, This company will not give you a credit limit increase. My credit limit with this card is laughable compared to my other cards!! Legacy only wants customers for their annual fee.
I've only had this card for a few weeks and already Total reported Good on my credit report. My score was now it's I can only imagine how much better my score will get in the future making payment on time , I researched Total before I signed on , was scared but I'm glad I did.
I almost didn't want to apply after reading all the reviews. But the employees seem nice and sincere on the phone. I read all the fine print terms and conditions, I will follow up in 6 months after using this card to let everyone know my experience with Total Visa unsecured credit card. I got this card to help build credit, but it has done absolutely nothing for me.
They charge fees right off the bat, just to activate your less-than-average credit limit. I had a fraud charge, and they require a police report, affadavit, and notorized form just to investigate - don't plan on speaking to anyone about for at least two weeks, since they're so "busy". I highly recommend going with other available options for bad credit, avoid these guys at all cost.
And Finally 5 Cbs. On All Of Those Cards! Which Increases My Credit Score! Had this card for over a year. Good for rebuilding, but garbage.
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The CFPB also acts on complaints about other financial services including mortgages, bank accounts, auto loans, student loans, prepaid cards, debt collectors, credit reporting, money transfers and other financial services including check cashing, credit repair, debt settlement and refund anticipation loans. Legacy Visa Credit Card reviews: Happy With Them. They helped me rebuild my credit. Cancel payment for3/26/ Avoid This Card. AWFUL HIGH INTEREST RATE: Pretty Good Company. Dead end card.3/5(7). We would like to show you a description here but the site won’t allow us.